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Who We Are

At DeFranco Financial, we believe our teamwork approach adds a broader perspective to all we do and provides increased benefits to our clients.

We can help you address:

  • Investing principles and strategies
  • Retirement investing and distribution strategies
  • Estate conservation issues
  • Risk management analysis

We also can answer your questions, including:

  • Can I retire early?
  • Are my investments working hard enough?
  • What’s a good approach for college savings?
  • What are the elements of a sound estate strategy?
  • Do I have enough life insurance for my family?

Our experienced professionals have helped many people just like you with similar issues and concerns. We can help you create an approach that is designed to address your individual situation.


Dustin J. DeFranco

Financial Advisor & Owner



At an early age Dustin was attracted to finance and investments. He would read the stock pages of the local newspaper as a young boy looking for the highest dividend payers. Upon joining the Boy Scouts, he was elected Treasurer and...

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Susan Pokwatka

Financial Planner & Consultant



Susan C. Pokwatka, CFP®, ChFC®, is a Financial Consultant and Planner and Investment Advisor Representative with DeFranco Financial, providing her planning expertise, strategies and solutions as part of the team at DeFranco...

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Kristina Bandi is our Client Relationship Manager and a Financial Paraplanner Qualified ProfessionalTM.  She is a 2007 graduate of Frostburg State University where she was the recipient of Departmental Honors in Finance and...

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Danielle serves as our Branch Office Manager and is a graduate from West Virginia University with a Bachelor's Degree for Eberly Arts of Sciences in Communication Studies with a minor in Sociology. She is a member of the Communication...

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Louis J. Costanzo III, CPA, MBA, PFS, CFP serves as CPA* Partner to DeFranco Financial. He is the owner of Costanzo & Associates, PLLC, and is licensed to practice as a CPA in the States of Ohio, Pennsylvania and West Virginia. Lou has...

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